Heather McCulloch, a principal in Asset Building Strategies, is an asset policy consultant based in San Francisco, California. She has authored a number of reports on community wealth building, including Promoting Economic Security for Working Families: State Asset-Building Initiatives, which reviews efforts in California, Delaware, Hawaii, Illinois, Michigan, and Pennsylvania. She is also a co-founder and member of the Executive Committee of the Asset Policy Initiative of California (APIC) and a member of the consulting team for the Ho'o`waiwai Asset Policy Initiative of Hawaii. Read more about Asset Building Strategies...